Getting Relief from Debt and Saving Money
Are you paying off as much of your debts as you could be? No seriously I ask this because many people do not realise that there are other ways in which they can have more disposable income to reduce their debt and in many cases people are not paying off the maximum amount that they have available, or even possibly available.
So onto How to Save money, you pay out for things almost every day without even thinking about it, your lunch at work, coffee from the coffee machine at work, petrol to and from work, bus fare to work, train fare to work, groceries from the local store and so on. The fact is by thinking about all of these and putting in a little more effort you can make that extra saving.
How long is your list? Mine was huge, now there is an investment you need to make but before you run screaming the investment is a little bit of time and consideration. Think before you put your hand in your pocket and you will save cash and get out of debt.
I used to love the coffeecake pie in my restaurant at work so much so that I used to grab a slice at every opportunity, when I sat down and worked out my yearly costs I could put a over $150 down to coffeecake pie!!! Not only did I feel fat at that point I also thought oh boy I could have used that to pay bills! Not as nice obviously but when the bills are red it goes through your mind. I instantly stopped going to the restaurant and made my lunch the night before and ate it in the park or a quiet area nearby. Not only did this save me money on the pie it saved me money on the other things I would eat while I was in the restaurant.
The temptation of the coffee machine at work has often taken me by surprise with a number of visits a day you don't realize until you look at what you are drinking and how much of it. Each cup is like drinking spare cash. Yes that is right each cup of coffee you have that you pay for could be saved by simply drinking a glass of water from the FREE water cooler or make a flask at home and drink that the cost will be a fraction of what you currently pay out weekly for your coffee.
Driving to and from work is an expensive thing if you live a fair way away from work, talk to your work colleagues and ask if they live on route or close to you so you can share the cost of getting to and from work you could half the cost of getting to and from work.
Many people use public transport to get to and from work, if you are taking the bus or the train in most cases it is cheaper to go less stops. So why not try to get off a stop earlier and walk that extra distance to get to work or home from work, this is also really good for you so you get that extra benefit.
Getting your weekly shop as we know is never cheap and getting the weekly shop from your local store can work out a lot more expensive than if you get the bulk of what you need from one of the larger stores. Now before I get accused of killing off small business by advising people to get their shop from the big stores lets bear in mind that you want to learn how to save money and get out of debt and that is one of the ways.
How to save money is no easy thing there are small sacrifices that need to be made in order to do this but you have to be the one that says they want to make the change to know how to save money is one thing to actually save money and get out of debt takes commitment and time.
So onto How to Save money, you pay out for things almost every day without even thinking about it, your lunch at work, coffee from the coffee machine at work, petrol to and from work, bus fare to work, train fare to work, groceries from the local store and so on. The fact is by thinking about all of these and putting in a little more effort you can make that extra saving.
How long is your list? Mine was huge, now there is an investment you need to make but before you run screaming the investment is a little bit of time and consideration. Think before you put your hand in your pocket and you will save cash and get out of debt.
I used to love the coffeecake pie in my restaurant at work so much so that I used to grab a slice at every opportunity, when I sat down and worked out my yearly costs I could put a over $150 down to coffeecake pie!!! Not only did I feel fat at that point I also thought oh boy I could have used that to pay bills! Not as nice obviously but when the bills are red it goes through your mind. I instantly stopped going to the restaurant and made my lunch the night before and ate it in the park or a quiet area nearby. Not only did this save me money on the pie it saved me money on the other things I would eat while I was in the restaurant.
The temptation of the coffee machine at work has often taken me by surprise with a number of visits a day you don't realize until you look at what you are drinking and how much of it. Each cup is like drinking spare cash. Yes that is right each cup of coffee you have that you pay for could be saved by simply drinking a glass of water from the FREE water cooler or make a flask at home and drink that the cost will be a fraction of what you currently pay out weekly for your coffee.
Driving to and from work is an expensive thing if you live a fair way away from work, talk to your work colleagues and ask if they live on route or close to you so you can share the cost of getting to and from work you could half the cost of getting to and from work.
Many people use public transport to get to and from work, if you are taking the bus or the train in most cases it is cheaper to go less stops. So why not try to get off a stop earlier and walk that extra distance to get to work or home from work, this is also really good for you so you get that extra benefit.
Getting your weekly shop as we know is never cheap and getting the weekly shop from your local store can work out a lot more expensive than if you get the bulk of what you need from one of the larger stores. Now before I get accused of killing off small business by advising people to get their shop from the big stores lets bear in mind that you want to learn how to save money and get out of debt and that is one of the ways.
How to save money is no easy thing there are small sacrifices that need to be made in order to do this but you have to be the one that says they want to make the change to know how to save money is one thing to actually save money and get out of debt takes commitment and time.
About the Author:
When you are looking at saving money it is always advisable to make sure you get as much advice as possible. Check out more information on the saving money blog.
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posted by SolveItQuick at
10:07 AM
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